If it's in the lake, it will be caught. With enough fish to feed the whole block, the results of just a few hours in a boat on the lake seem to be a never ending return on an investment of fun and entertainment. You could head out and find out what the latest auto refinance rates are and and have an auto refinance representative lower your rates, making it possible to get your own boat but an auto refinance representative may also say it's less expensive to carter a boat for the day.